Mortgage rates climb to highs not seen in four years – Mortgage. 3.97 percent a year ago. The jump of five basis points – a basis point is 0.01 percentage point – was the largest weekly increase of the year, putting the 30-year fixed rate at a level it.
Our lowest fixed rates 30-year fixed rate mortgages. The 30-year conventional fixed-rate mortgage has long been popular due. 15- and 20-year fixed-rate mortgages. With a short loan term and lower interest rate, No interest rate surprises. With a fixed-rate mortgage, the interest rate won’t.